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Auto Insurance Terms:

Collision coverage: that pays for damage to your car if
you’re in an accident

Comprehensive: coverage that pays for damage to your
car from a fire, theft, vandalism, or many other events

Liability: insurance that protects you and your family
against claims for bodily injury or property damage
caused by an auto accident in which you or your
covered family members are considered legally
responsible

Credits and Discounts

You may qualify for credits and discounts. Everything from your vehicle’s make, model and safety features to your driving record and annual mileage may have an influence on your auto insurance premium. Talk to your agent about the credits and discounts that may apply to you. You may get a significant discount on both your auto and your home insurance by insuring everything with same company. And don’t forget you can also lower your premium by increasing your deductible.

Your auto insurance policy declaration page lists the coverage’s you have selected. Please review your coverage's and insurance policy carefully to make sure that you know what you have.

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.


 

 

Copyright © 2006 John Tesoriero Authorized Agent, CA License 0E27104