Click HERE for a FREE Condo Insurance Quote Condo Contents Insurance is a very important type of insurance. Your condo or townhouse association probably already has a "master policy" to protect the building itself and structure. So, why do you need condo contents insurance? You may need additional insurance to cover your personal items and personal belongings, additionals/alterations inside your unit, and personal liability coverage. Personal condo contents insurance policy:  This important policy provides coverage for your personal possessions, structural alterations and improvements (such as upgraded cabinetry, flooring, etc) to the interior of your condo/townhouse. Also included is additional living expenses if you are the due to fire, theft or other disaster covered in your policy. You also get liability protection. When you rent your condo out to others, it is important to make sure the insurance company knows this so that they can provide you with the correct type of insurance policy. This is sometimes known as a condo rented to others policy. This type of insurance policy will usually provide you with important coverage when you rent out your condo to others. Some of these extra coverages include loss of rents coverage and vandalism coverage in the event of a covered loss. This type of policy usually covers for your condo and personal belongings in your rented condo, but it will not provide coverage for your renters pesonal belongings or tenants. So, it is important to make sure that your tenants get a renters insurance policy to cover their own personal belongings and items.

Copyright © 2006 John Tesoriero Authorized Agent, CA License 0E27104